Overview
MarketSharp Lending, powered by Fundbox, gives you access to working capital to help fund materials, pay crews, and keep your projects moving—without needing to wait on customer payments.
You can access MarketSharp Lending through MarketSharp and apply directly through a secure Fundbox experience.
As your business grows, so do the demands on your cash flow. Job costs often come before final payment, which can make it harder to take on additional work or keep projects running smoothly.
MarketSharp Lending, powered by Fundbox, helps bridge that gap by providing fast, flexible access to capital—so your production can keep pace with your pipeline, without the delays and complexity of traditional financing.
How does MarketSharp Lending work?
MarketSharp Lending provides access to a line of credit that you can use to cover business expenses like materials, labor, and project costs.
The process is simple:
- Apply online through the MarketSharp Lending link
- Receive a decision in minutes*
- If approved, access funds and use them to support your jobs
Funds may be available as soon as the next business day*, depending on your bank and application details.
How do I apply for MarketSharp Lending?
To apply:
- Click the MarketSharp Lending link provided in MarketSharp communications or resources
- Complete a short online application through Fundbox
- Review your available options and submit your application
The application is fully digital and typically takes just a few minutes to complete.
How much can I borrow?
Fundbox offers access to funding of up to $250,000*.
If approved, you’ll receive a credit limit based on your business profile, including factors like revenue and financial history. You can borrow up to your available limit and use funds as needed.
What can I use MarketSharp Lending for?
MarketSharp Lending can be used to support your day-to-day operations, including:
- Purchasing materials for upcoming jobs
- Covering payroll and crew expenses
- Managing multiple active projects
- Bridging timing gaps between job costs and customer payments
How do Fundbox draws work?
If approved, you’ll receive access to a credit line.
- You can draw (use) only the amount you need
- Funds are deposited into your business account
- Each draw is repaid over time based on your selected terms
You are only responsible for the amount you draw—not the full credit line.
This structure gives you flexibility to manage cash flow across active projects.
How do fees and repayment work?
Fundbox provides a clear, upfront fee structure before you accept any funds.
- Fees are shown before you accept a draw
- You’ll see your total repayment amount and schedule in advance
- There are no hidden fees
Repayments are made on a fixed schedule based on the terms you select.
Will applying affect my credit score?
Fundbox may perform a credit inquiry as part of the application process.
Details about any credit checks will be provided during the application, so you know what to expect before submitting.
How quickly can I access funds?
You may receive a decision within minutes*.
If approved, funds may be available as soon as the next business day, depending on your bank and application details.
Is this customer financing?
No.
MarketSharp Lending is designed to fund your business operations—not your customers.
- Customer financing helps homeowners pay for projects
- MarketSharp Lending helps you fund the work behind those projects (materials, labor, and execution)
Do I have to use the full amount?
No.
You can:
- Draw only what you need
- Use funds across multiple jobs as needed
- Repay based only on the amount you use
Is MarketSharp Lending available everywhere?
Fundbox is currently available to eligible businesses in the United States.
Who can apply?
Eligibility is determined during the application process and is based on factors like your business revenue, history, and financial profile.
How do I get help with questions about my application or account?
For questions about your application or Fundbox account visit help.fundbox.com
For additional guidance, contact MarketSharp support at success@marketsharp.com
Summary
MarketSharp Lending makes it easier to manage cash flow and keep your projects moving by giving you access to working capital when you need it—so you can stay focused on running and growing your business.
*Note: All financing is subject to final lender underwriting review and approval. Credit line amounts, rates, and terms are based on creditworthiness and subject to change, additional documentation may be required.
Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank.